Trusted, governed data for financial services
From risk data aggregation to agent-assisted analysis, TopQuadrant gives banks and payment networks one governed data foundation: definitions with owners, lineage to source, and reference data reconciled against the external registries regulators now require.
Trusted across financial services
Mastercard, Visa, and HSBC build governed data foundations on TopQuadrant.
The pressures financial data teams face
Supervisors asking for sustained proof rather than remediation plans, reference data on hard external clocks, and AI ambition running ahead of the data underneath it.
Supervisors want sustained control
The ECB has named risk data aggregation and reporting a priority through 2027, and US regulators have penalised a global bank specifically for insufficient progress remediating data quality management. A programme plan is no longer the evidence.
Definitions fork faster than they are governed
Exposure, revenue, and active customer are each defined differently across trading, risk, and finance, and every definition has been copied into a transformation model, a dashboard formula, and someone’s notebook.
Reference data on external deadlines
The active LEI population passed 3.02 million in Q1 2026 and grows every quarter. SWIFT’s November 2026 milestone ends unstructured address fields. These are cutovers, not backlog items.
Agents inherit every inconsistency
An agent pointed at the warehouse picks a plausible table and a plausible definition and returns a number that does not error. Model risk functions are now asking what it read and who approved that meaning.
A platform that delivers results
When trading, risk, and finance reason over one governed context, accuracy, audit readiness, and cost all move.
Where TopQuadrant fits in financial services
The use cases financial data, risk, and governance teams run on TopBraid EDG.
Built on the standards your regulators already know
Open W3C standards underneath, and the industry’s own vocabularies on top, so nothing you model is locked to us.
Browse the resource hub →FIBO
Financial Industry Business Ontology
The industry’s shared vocabulary for instruments, entities, and contracts, importable as published and extensible locally.
BCBS 239
Risk data aggregation and reporting
Prove lineage and accuracy from source system to submitted figure, including manual adjustments.
ISO 20022
Payments messaging
Map message definitions to your governed model, and structure the address data the November 2026 milestone requires.
LEI & FIGI
Entity and instrument identifiers
Carry LEI, ISIN, CUSIP, and FIGI together, cross-mapped, with authority recorded per report.
The questions a financial data team actually gets asked
Each one needs a governed answer that carries its definition and its lineage, not a best guess from a warehouse query.
“Our analysts stopped arguing about whose number was right. The answer now arrives with the policy attached.”
More reading
Guides, sessions, and field notes for financial services data teams.
View all →What supervisors mean by sustained remediation
Reading the recent BCBS 239 findings as a data architecture brief.
WebinarSemantic layers that agents can actually use
Why constrained query construction beats a better prompt.
BlogWhat FIBO actually gives you
Where the standard helps, and where you still model your own.